Bank of Mum and Dad – Loan or Gift Consequences

Recorded on: 10/03/2020


To discuss the fact that the Bank of Mum & Dad is the UK’s 10th largest lender and consider the advice clients need before embarking upon helping their children onto the property ladder


Practitioners will be able to discuss the practicalities with their clients



  • The importance of putting the arrangement into writing
  • Tax considerations
  • Asset protection


  • Buying a second property in parents’ names
  • Purchasing a property jointly with their child
  • Taking on responsibility for third-party mortgage repayments
  • Gifting the child the funds to buy the property in their own name
  • Lending funds to the child to purchase the property
  • Using a trust to purchase the property


Non members:  £159.00

Members:  £115.00

Sole practitioner:  £80.00

All prices ex-VAT

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01904 635 444
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