Jurors promise to decide cases only on the evidence heard in court. Yet, in the privacy of their homes or phones, many cannot resist the urge to Google a defendant.

We received a comprehensive response within 90 minutes. It would have been impossible to instruct a lawyer on the facts within 90 minutes, let alone have them draft a detailed reply.

Market conditions continue to improve, so whilst there may be less scrutiny on firms, a detailed and thorough proposal form can help to reduce premiums even further.

As firms deal with more and more individuals linked to foreign governments, identifying high-risk PEPs is becoming more of a challenge – and the profession needs to up its game.

AI tools are already embedded in many firms’ day-to-day workflows. Yet the regulatory framework has failed to keep pace. The SRA cannot remain silent.